2025 Max 401k Contribution 50 Year Olds. What is the maximum 401(k) contribution for 2025 for over 50? Savers will be able to contribute as much as $23,000 in 2025 to a 401(k), up from $22,500 in 2023, an increase of $500 from 2023.

In 2025, employers and employees together can contribute up to $69,000, up from a limit of $66,000 in 2023. Employees can invest more money into 401(k) plans in 2025, with contribution limits increasing from 2023’s $22,500 to $23,000 for 2025.