How Much Can Contribute To Roth Ira 2025. This figure is up from the 2023 limit of $6,500. You can make contributions to your roth ira after you reach age 70 ½.

The roth ira contribution limit for 2025 is $7,000 for those under 50, and $8,000 for those 50 and older. If you file taxes as a single person, your modified adjusted gross income (magi) must be under $153,000 for tax year 2023 and $161,000 for tax year 2025 to contribute to a roth ira, and if you’re married and file.